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A damaged car stopped on a street after an accident, with a man standing beside it.

Company info

FNOL, handled

FNOL, handled – from first call to final clearance

When a client or driver has an accident, the first conversation shapes everything that follows. Get it right, and the claim runs smoothly. Get it wrong, and everyone feels it – your customer, your team and your costs.

We can take that first conversation off your hands, along with as much of what comes next as you like.

So, what is FNOL?

FNOL stands for First Notification of Loss. It’s the very first report of an accident, damage or loss involving an insured vehicle, and it’s the first step in any claim.

The sooner we deliver an FNOL notification, the sooner their insurance can progress the claim and understand the circumstances around the incident.

Why hand it over?

Because FNOL is never just a phone call. Done properly, it means:

  • Gathering the right details about what’s happened, while they’re still fresh

  • Working out what the vehicle needs – a repair, a recovery or secure storage

  • Sending the right help to the scene

  • Keeping everyone updated, from your team and supply chain to your client.

That’s a lot to juggle at 3am on a Sunday. Our control room does it every day of the year.

Your brand. Our FNOL expertise.

Our FNOL service can be fully white-labelled. Your clients hear your name, see your brand, and experience your service. We simply work behind the scenes as an extension of your team.

For insurers and claim management providers, that means a client journey you can stand behind, and one that helps you deliver good outcomes for every client, every time.

A man wearing a headset working at a computer in a control room.

As much or as little as you need

Every business is different, so we step in wherever you want us to:

  • Notification and recovery – First, we take the details for the first notification. Then, if the vehicle can’t be driven, we recover it to a safe place, a location of your choice, or one of our 32 secure storage sites across the UK.

  • End to end – from first notification through to recovery, storage, repair and onward travel for your client.

What you can count on

  • Photos from the scene within 10 minutes of arrival, so you can start assessing damage straight away.

  • Live vehicle tracking and branded SMS updates, so your client is never left wondering what’s happening.

  • Onward travel, so nobody’s left stranded at the roadside.

  • Over 400 specialist vehicles, so we can send the right help to any location in the UK.

We’re ready when you are

With over 60 years of experience and a 24/7 control room, we ensure that your first call marks the beginning of a reassuring, seamless experience – not a stressful one.

Want to know how FNOL could work for your business? Talk to our team.

Whatever you need, we’ve got you covered.

Whether you need a recovery right now, a quote for a specialist job, or a fleet partner you can rely on – tell us what you need and we’ll come right back to you.

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